PRUparent hospital cash plan

• This plan is available to any person aged 46 - 75 next birthday.
• A cash benefit will be paid every day during hospitalization due to illness or injury.
• The daily cash benefit will be payable for up to 1,000 days of hospitalization for each confinement.
• If intensive care service is required, the daily cash benefit will be doubled and will be payable everyday during the period of intensive care.
• The benefit is guaranteed renewable every 5 years to provide protection up to 85 age next birthday.
• Upon renewal, the premium will be adjusted to reflect the age of the life assured then attained.

Note:
The details listed above are for reference only and do not constitute any contract or any part thereof between Prudential Hong Kong Limited and any other parties. Regarding other details and the terms and conditions of this plan, please refer to the policy document. Prudential will be happy to provide a specimen of the policy upon your request.

• The plan provides 24 hours hospitalization benefit.
• The daily cash benefit is payable in full regardless of the actual hospital expenses.
• They are totally free to spend the cash payable whichever way they choose.
• The benefit is payable in addition to any other medical insurance benefits.
• The benefit is specially designed for the PRUparent plan for more comprehensive protection.

Note:
The details listed above are for reference only and do not constitute any contract or any part thereof between Prudential Hong Kong Limited and any other parties. Regarding other details and the terms and conditions of this plan, please refer to the policy document. Prudential will be happy to provide a specimen of the policy upon your request.

MAJOR EXCLUSIONS

• Pre-existing conditions; illness or symptoms of illness occurring within 30 days from the effective date of the benefit plan or from the date of any reinstatement;
• Injury or illness directly or indirectly due to : pregnancy, childbirth or termination of pregnancy, birth control, infertility or human assisted reproduction; war, hostilities, rebellion, insurrection, riot or civil commotion, participation in any criminal offence; attempted suicide or self-inflicted injuries; cosmetic treatment or dental treatment unless necessitated by injury caused by an accident and such injury occurs within 90 days from the date of the accident; scuba diving or engaging in or taking part in any kind of race other than on foot; treatment or tests related to AIDS, HIV or AIDS related complex; alcohol; drug abuse; mental disorder; convalescence, physical examinations or health check-ups; treatment or tests not consistent with customary medical treatment or diagnosis.

Remarks :
If the life assured is confined to any Hospital outside the Benefit Area, the Company will reduce the benefit by 50% and pay for a maximum of 90 days for each confinement. Benefit Area includes Hong Kong, Macau, Singapore, Malaysia, Japan, Taiwan, United Kingdom, member countries of the European Union, Switzerland, Channel Islands, Isle of Man, United States of America, Canada, Australia, New Zealand and Republic of South Africa.

Note:
The details listed above are for reference only and do not constitute any contract or any part thereof between Prudential Hong Kong Limited and any other parties. Regarding other details and the terms and conditions of this plan, please refer to the policy document. Prudential will be happy to provide a specimen of the policy upon your request.

Note:
The details listed above are for reference only and do not constitute any contract or any part thereof between Prudential Hong Kong Limited and any other parties. Regarding other details and the terms and conditions of this plan, please refer to the policy document. Prudential will be happy to provide a specimen of the policy upon your request.